As Canadians continue to deal with rising living expenses, the Canada Revenue Agency (CRA) is set to deliver another round of financial relief. The next GST/HST Credit payment is arriving in October 2025, and eligible individuals could receive up to $496 for this quarter. This benefit, which provides tax-free financial assistance, is especially valuable for low- and modest-income households trying to keep up with the cost of groceries, gas, and other essentials.
Below is everything you need to know about the upcoming payment, including eligibility, amounts, and key dates.
Extra $700 GST/HST Credit Payment Coming This October 2025 – Who Qualifies and When to Expect It
$600 Canada Workers Benefit Confirmed for October 2025: Eligibility, Amounts & Payment Dates
What Is the GST/HST Credit?
The GST/HST Credit is a tax-free quarterly payment issued by the CRA to help offset the sales tax that Canadians pay on goods and services. It ensures that low- and modest-income households don’t bear a disproportionate tax burden.
Payments are made four times a year — in January, April, July, and October. The October 2025 payment marks the final installment of the year before the benefit cycle renews in July 2026.
How Much Is the GST/HST Credit in October 2025?
For the 2025–26 benefit year, the CRA has set the following maximum amounts:
- $133.25 for a single individual
- $41.25 if you have a spouse or common-law partner
- $46.00 per child under 19 (or $87.25 for the first child if you are a single parent)
This means a couple with two children could receive up to $266.50 per payment, totaling $1,066 annually.
With additional provincial and territorial top-ups, eligible individuals may see their October payment increase further. For some, this could bring the amount to as high as $496 for the October installment.
Who Is Eligible for the October 2025 GST/HST Credit?
To qualify for the payment, you must:
- Be a Canadian resident for tax purposes at the beginning of the month when the CRA issues the payment.
- Be at least 19 years old, or have a spouse/common-law partner, or be a parent living with your child.
- Have filed your 2024 income tax return, even if you had no income.
Eligibility and payment amounts are based on household income and family size reported on your 2024 tax return.
The benefit phases out once family income exceeds certain thresholds:
- $56,181 for a single person without children
- $59,481 for a couple without children
- $63,161 for families with one child
- $70,521 for families with three children
- $74,201 for families with four children
When Will the $496 GST/HST Credit Be Paid?
The next GST/HST Credit payment is scheduled for:
- Friday, October 10, 2025
The CRA deposits payments directly into bank accounts of those enrolled for direct deposit. If you are not enrolled, you will receive a mailed cheque, which could take longer to arrive.
How to Apply for the GST/HST Credit
Most Canadians do not need to apply separately for the GST/HST Credit. Simply filing your annual tax return is enough for the CRA to determine eligibility.
However:
- Newcomers to Canada must apply using Form RC151.
- If you have children, you must also register them with the CRA by submitting supporting documents.
Is the GST/HST Credit Taxable?
The GST/HST Credit is not taxable. You do not need to report it as income, and it will not affect your eligibility for other benefits such as the Canada Child Benefit (CCB), Old Age Security (OAS), or the Canada Workers Benefit (CWB).
Why This Payment Matters
With inflation continuing to impact Canadian households, the October GST/HST Credit provides timely relief. For individuals and families on fixed or modest incomes, this tax-free payment can help cover everyday expenses like groceries, fuel, and utilities.
The $496 GST/HST Credit for October 2025 is a much-needed boost for Canadians struggling with the rising cost of living. By ensuring you’ve filed your 2024 taxes and are signed up for CRA direct deposit, you can make sure your payment arrives without delay.