The Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit is a key tax-free benefit provided by the Canada Revenue Agency (CRA) to help low- and moderate-income Canadians offset the cost of sales taxes. For 2025, the refund schedule and income thresholds have been updated, and it’s important to understand when the payments will arrive, how much you can expect, and who qualifies.
Below is a detailed look at the 2025 GST/HST refund schedule, eligibility rules, payment amounts, and how to ensure you receive your credit without delay.
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What Is the GST/HST Credit?
The GST/HST credit is a quarterly tax-free payment designed to reduce the impact of the federal Goods and Services Tax (GST) and the Harmonized Sales Tax (HST) on everyday purchases. It is automatically calculated by the CRA when you file your income tax return, so no separate application is needed.
This benefit is especially valuable for families and individuals with modest incomes, as it helps offset the burden of sales taxes on groceries, utilities, and other essentials.
Eligibility Requirements for 2025
To receive the GST/HST credit in 2025, you must meet the following conditions:
- Residency: You must be a resident of Canada for income tax purposes in the month before and at the start of the month in which the CRA makes a payment.
- Age: You must be at least 19 years old, or if younger, you must have (or have had) a spouse or common-law partner, or be a parent who lives (or lived) with your child.
- Income: Your family net income for the 2024 tax year must be below the CRA’s annual threshold. Higher income levels reduce or eliminate the credit.
Income Thresholds for 2025
For the 2025–26 payment cycle (based on your 2024 tax return), the approximate income thresholds are:
- Single individuals: Around $52,000 or less
- Couples/families: Around $69,000 or less (varies depending on the number of children)
Exact thresholds are adjusted each year to reflect inflation and are confirmed by the CRA after tax filing.
Payment Amounts for 2025
The GST/HST credit amounts for the 2025–26 benefit year are expected to be similar to 2024, with possible inflation adjustments. Typical payments are:
- Single adult: Up to about $496 per year
- Married or common-law couple: Up to about $650 per year combined
- Each child under 19: Up to about $171 per year
Actual amounts depend on your family income and the number of dependent children.
GST/HST Refund Payment Dates for 2025
The CRA issues the GST/HST credit every three months. For the 2025 calendar year, the scheduled payment dates are expected to be:
- January 3, 2025
- April 4, 2025
- July 4, 2025
- October 3, 2025
If you qualify, you will receive your payment by direct deposit (if registered) or by mailed cheque a few days after the above dates.
How to Ensure You Receive Your Payment
- File Your Taxes On Time: Even if you have no income, you must file a tax return to be considered.
- Update Personal Information: Notify the CRA promptly of any changes in marital status, number of children, or address.
- Sign Up for Direct Deposit: Direct deposit ensures faster and more secure payments.
GST/HST Credit for Newcomers to Canada
If you are a newcomer, you must complete Form RC151 (GST/HST credit application for individuals who become residents of Canada) to start receiving the credit. This should be done after becoming a resident and before filing your first tax return.
When to Contact the CRA
Contact the CRA if:
- You believe your payment is missing or late (wait at least 10 business days after the payment date).
- Your income or family situation changes significantly during the year.
- You need to update banking information or personal details.
Key Takeaways
The GST/HST credit continues to be an important source of tax-free income support for Canadians with low or modest incomes. By filing your taxes on time and keeping your CRA account details updated, you can ensure you receive the 2025 quarterly payments—helping offset the impact of sales taxes and easing household expenses.
Staying informed about the payment schedule and eligibility rules will help you plan your finances and avoid missing out on this essential federal benefit.